33 Lucrative Business Ideas You Can Start in Ghana (2022)

    Businesspeople brainstorming with creative ideas

    In this article, we will be looking at some lucrative business ideas that anyone can start in Ghana in the year 2022. These business ideas are quite lucrative on their own and anyone can venture into it.

    Lucrative Business Ideas

    With the high rate of unemployment in Ghana, a lot of people are left without jobs. Living without a means of income isn’t the best. Young entrepreneurs are grabbing opportunities to start a business. You too can also start your own business in Ghana.

    It’s our delight to see you succeed, as such we will be highlighting the top 33 lucrative business ideas in Ghana for 2022.

    Laundry Business

    One of the most lucrative small business ideas out there is laundry business. You can start laundry business with low capital and make a living from it. One interesting thing about this business is that you don’t necessarily need all the equipment to get started. You can start small and grow big over time.

    Mobile Money Agent

    You’ll agree with me that mobile money is a very popular means of banking in Ghana. You can register to become a mobile money agent where you charge a commission for every transaction.

    As a MoMo agent, you’ll need to be registered by a mobile money operator to offer mobile money services, mainly registration, cash-in, cash-out, airtime vending and bill payments. 

    I recommend you read our guide on how to become an MTN Mobile Money Agent in Ghana to get started.

    Point of Sale (POS) Agent

    The Point of Sale (POS) business is one of the business you should look forward to in the coming year. Basically, POS agents help reduce the number of individuals crowded in banking halls.

    Most retailing outlets like now use POS machine to accept payment for goods and services. It allows you, as cardholder, to have real-time online access to funds and information in your bank account through debit or cash cards.

    Being a POS Agent in 2022 will be quite lucrative because it keeps society moving as we live in a fast pacing world. Only businesses that can keep up with the pace can flourish.

    Mobile Restaurant

    Food is an essential part of our daily living. You can start a mobile restaurant business in 2022 and make a good amount of money from it. With a mobile restaurant, you simply deliver food to corporate clients and individual customers as the case may be.

    You don’t need a physical space which is a plus in this business. All you will need is a way for your clients to make orders. Meeting clients’ orders at swift speed will be your advantage over other traditional restaurants.

    Catering Business

    As earlier mentioned, food is a basic part of our lives. We eat to live as such the food business can never be over-saturated. If you have good culinary skill, you can start a catering business and make good money from it.

    Also, with the increasing demand for catering services in events such as weddings, dedications, graduations etc, your services will always be in demand.

    Event Planning

    Event planning is one of the most lucrative business ideas in Ghana. It simply involves planning people’s event such as weddings, birthdays, dedications, convocations etc.

    Basically, an event planner is meant to take the workload of planning an event off the shoulders of the celebrant. As an event planner, you need to have an office or at least have your phone number and contact publicly listed so that people can contact you. You may also be required to hire a hall, do the setup and provident food caterers.


    Dropshipping is one of the most profitable business ideas on the internet. Basically, it’s a type of eCommerce business where you get to sell goods that you don’t own. However, you’ll need to set up an online store and also advertise your products on different platforms.

    One interesting thing about dropshipping is that you don’t need to stock the goods. You only buy from your supplier once your customer makes payment and the item gets shipped to your customer’s address.

    To get started, I recommend you read our beginners guide on how to start a successful dropshipping business in Ghana. This beginners guide highlight all there is to know about the dropshipping business.

    Unisex Hair Salon

    Looking good is a good business and it requires money as well. With society consisting of people who are very conscious of their outward appearance, you can make a lot of money while offering them your services.

    You can actually start small and then with time expand your business premises. Once you’re good at it people will naturally flock your shop.

    Cosmetics Business

    If you’re a lover of beauty, then this business is for you. The cosmetic business is a billion-dollar business industry. To get started you need to do thorough research on what you actually want to deal with.

    We’ve written a completed guide on how to start a profitable cosmetics business in Ghana. You should take a look at it for more insight.


    The beauty industry is never saturated. Everyone has a role to play including makeup artist. With people being interested in beauty aesthetics, you can sure make a lot of money while offering your services.

    However, to get started, you’ll need to get some training on how to become a professional maekup artist.

    Lounge or Relaxation Center

    This is one of the hidden lucrative business out there. Owning a relaxation centre in highbrow cities of Ghana can really be a good source of income.

    A lot of people especially the working class are always on the lookout for lounges to relax either after the day’s work or during the weekend. It brings more income if it’s doubled as a viewing centre.

    Mini Importation

    The conventional business of buying and selling is still a very lucrative one. To make money from mini-importation, you need to, first of all, learn what it is. I recommend you read our guide on how to start a mini importation business in Ghana.

    In addition to that, you can get free e-books on how to import cheap goods from countries like China, Vietnam, Australia and sell them in the Ghanaian market. It is good to import products with high demands.

    Network Marketing

    Network marketing has come to stay and believe me, it’s very lucrative if you have the flair for it. This form of marketing has laid a foundation for you to earn via referral bonus.

    Interestingly, network marketing is also going digital. This ensures sustainable growth and progress of businesses. In 2021, anyone that can pull a number of referrals for a business will be a well sought-after individual.

    Courier Services

    Another lucrative business idea is courier services. With this business, you aim to solve problems arising from goods deliveries. Starting and getting your courier service running requires little capital, however, if well managed, it can be very profitable.

    The business simply involves you delivering products and goods from one point to another point within a particular city. Sometimes even from one city to another and with advancement, from one country to another. People will always have the need to transport goods from one location to the other so this venture will definitely be profitable.

    Digital Marketing

    Digital marketing is a business of the 21st century and it’s not going anywhere anytime soon. With no capital and little technical know-how, you can get started. However, you’ll be required to run organic and inorganic campaigns, sponsored social media advertisements and Google Ads for clients in order to achieve maximum digital marketing results. Your clients will expect impressive ROIs so you have to give it your best shot. This is one other lucrative business idea for 2021.

    Fashion Design

    One of the business ideas that readily comes to mind is fashion design. Interestingly, this business has been around for years, however, the industry is ever booming. You can start a fashion designing business today and make a lot of money from it.

    You can choose which area of fashion to venture into. However, if you’re starting big, you can open a fashion house for every type of fashion. You could for fabric, cotton, casuals, and corporate wears.

    Interior Decorator

    Another lucrative business idea you can explore in 2021 is interior decoration. This business is all about aesthetics. You will be in charge of tasks such as selecting colour schemes, purchasing new design items, arranging furniture layouts, and hanging wall art. Think of yourself as an expert who can help people bring an entirely new look to an existing space.


    digital photography business is one of the most lucrative business ideas in Ghana. If you know how to handle a camera and make people look even more beautiful, then this business is for you.

    However, if you have no prior idea about photography, I recommend you get some training. Also, there are so many online resources where you can learn more about photography.

    Mobile Phone Accessories Sales

    The typical sale of mobile phone accessories can never go stale. Mobile phone owners will continue to increase and will continue to be in need of accessories. You may need a little start-up fund to purchase some ground accessories but once fully invested, your profit is guaranteed.

    Mobile Phone Repairs

    This is a good business idea that can fetch you a good amount of money in 2022. However, you’ll need to learn how to repair and maintain mobile phone. Interestingly, with less capital, you can get trained and also set up your business.

    All you need to start is a little training, a laptop, software tools, some regular home tools (screwdriver, soldering iron, brush, battery tester, etc.) and some marketing to let people know what you do.  Additionally, you also incorporate sales of mobile phone accessories t your business.

    Health and Fitness

    Another lucrative business idea in Ghana is by promoting health and fitness. Recently, fitness has become a trend in Ghana. All you need is experience and proper documentation to get started.

    Once that is done, you can set up a gym or fitness studio. You might also consider the cost of buying gym equipment.

    If you have zero capital but you have years of experience plus a compelling weight loss success story, you could offer personal training services. If you’re a regular gym member, you may invite your clients over, or you could also provide home service.

    Affiliate Marketing

    Affiliate marketing is the process of earning a commission by promoting other people’s (or company’s) products. You first have to find a product you like. Then promote it to others and earn a piece of the profit for each sale that you make.

    Graphic Designing

    To become a top-notch graphics designer, you will need to have taken some online courses to polish your skills but after that, everything else comes with ease and so also the profits. Graphic designing is a well sought-after business that will definitely go beyond years to come.


    One of the most profitable online business opportunities in Ghana is blogging. Though it requires a bit of hard work and patience, it is a business that can generate you a consistent income for a long time if you do it right.

    To be successful in this business, your aim must be to create value and help them solve their problems. Once you do all these things, the money will be coming in overtime.

    We have written a comprehensive guide on how to start a blog in Ghana for beginners. I encourage you to take your time and go through it.

    Start a Bookmaking Business

    A lot of people might want to bring up the moral justification of bookmaking. However, it is one of the most successful ways of making money in Ghana.

    Bookmaking and sports trading business is one of the most lucrative businesses in Ghana. It is also one of the businesses that require the highest capital to set up. If you have the cash, you should look into sports bookmaking.

    Start a Travel/Tourism Agency

    Starting travel or tourism agency can be a little bit on the high side, but the profit is enormous. This business will need time to mature, however, in the long run, your business will become a household name.

    To start up this business, it’s very important to create a website, rent an office and hire at least two travel agents.

    Car Wash

    Another lucrative business that actually pays well is the car wash business. The need for car wash will always be on the rise and anybody can do this business irrespective of age.

    With a little more capital, you can start a car wash that appeals to upwardly mobile individuals by setting up a sitting area decorated with a TV set where your customers will sit while their cars are being washed.

    Rental Services

    The Rental service business is a very lucrative one. Some of the things you can start contracting out includes chairs, canopies, vacuum cleaners, cutleries, cooking utensils, music box, ladder, etc. Once you are known to be engaged in this business in your environment, you may not be able to meet demand.

    If you have an interesting range of expensive gadgets or equipment, you might consider exploiting them for side income businesses hiring them out on hourly use basis. If the business gets going, you can add more items as you discover what people like renting.

    Eggs Supply and Distribution

    Eggs supply and distribution business is one of the most lucrative business in Ghana today. You can supply eggs to restaurants, eateries, schools etc.

    Supply of eggs is a business that can be started on a small scale and grow to become a big venture. If you want to go into this business, the first thing you must do is to identify poultry farms that produce quality eggs and/or large egg distributors.

    Thereafter, look for your potential customers. Establish contact with them and then you’re good to go.

    Liquid Soap Production

    The market for liquid soap in Ghana is so large that the well-established brands are not meeting demand. Every household in the country needs this product. So there will always be a demand for it. You just have to be the one supplying.

    To get started, you may have to acquire some training that is available at vocational centres run by churches, government, and non-governmental organizations. Create a large market by branding and fine packaging.

    Concrete Block Production

    If you’re in the construction industry, you should actually be looking at the concrete block production business. This business is all about making concrete blocks for building. You can get a machine for block moulding and save yourself some trouble.

    With a fast-growing population, the need for shelter especially in the urban areas is fast rising and if you can provide concrete blocks and other services when needed.

    T-Shirt Printing

    This is one of the most lucrative business ideas out there. Interestingly, the market is not saturated. You too can venture into this business and make money for yourself. See our guide on how to start a lucrative t-shirt printing business in Ghana.


    Yes, you heard it here. Farming is one of the most lucrative business in the world. With food shortage in the country, you can make a lot of money by starting a farm in Ghana. You can choose one of the lucrative farming business ideas to get started.

    Source: ghstudents.com/